Your Credit.
Your Future.
Our Mission.
We offer professional credit repair and DIY credit courses β two powerful ways to build the financial life you deserve.
β Instant Access
If Your Credit Looks Like This...
You didn't get here alone β and you won't fix it alone either. These are the exact issues Jeremiah helps remove every single day.
Collections
Old debt haunting your report and dragging your score down
Charge-Offs
Written off by lenders β one of the most damaging items on your report
Hard Inquiries
Too many applications leaving marks that quietly lower your score
Late Payments
Payment history is 35% of your score β the biggest factor we fix first
Repossessions
A repo can stay on your report for up to 7 years β let's challenge it
Medical Bills
Unexpected medical debt shouldn't destroy your financial future
J Funded Credit Solutions
Jeremiah Lopez (CEO)
J Funded Credit Solutions is a credit repair company built on one mission: helping everyday people remove negative items, rebuild their financial profiles, and unlock the life that great credit makes possible.
We have helped hundreds of clients remove collections, charge-offs, repossessions, and hard inquiries. Whether your goal is a home, a car, better interest rates, or simply financial freedom β we can get you there!
Full-Service Credit Repair
$160 $0 Down / $80 Monthly
Client portal access Β· Monthly updates
What you'll get:
βUnlimited disputes to all 3 bureaus
β24/7 client portal access
βPersonalized credit audit
βDedicated support team
βMonthly Credit Score update
βBureau response management & escalation
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Credit Repair Master Class
$79 $249
One-time payment Β· Instant access Β· Lifetime updates
What you'll get:
βLifetime access + future updates
βDispute letter templates
βUnderstanding your credit report
βCredit monitoring setup guide
βDispute tracker journal
βBureau contact cheat sheet
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CFPB Dispute Course
$49 $159
One-time payment Β· Instant access Β· Lifetime updates
What you'll get:
βWhy bureaus respond faster to CFPB complaints
βHow to file a CFPB complaint step by step
βWhat to write to maximize your results
βWhen to use CFPB vs. a direct bureau dispute
βHow to follow up and escalate
βSample complaint templates ready to customize
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Real People. Real Results.
Recent outcomes from real J Funded clients.
Common Questions, Clear Answers.
J Funded offers two core services: Full-Service Credit Repair, where our team handles everything for you ($0 down, then $80 a month), and self-paced DIY courses from $39 β the Credit Repair Master Class ($79), the CFPB Dispute Course ($49), and the Hard Inquiry Removal Course ($39).
Full-service repair means our team handles every dispute, every bureau response, and every follow-up for you on a monthly basis. The DIY Master Class teaches you the same strategies so you can do it yourself for a one-time fee. Both work β it depends on your preference and budget.
No one can legally guarantee the removal of every negative item. What we guarantee is relentless advocacy β we challenge every inaccurate, unverifiable, and outdated item using every legal tool available. Our goal is to get you financially where you want to be, whether that is a home, a car, or better rates.
No. The full-service program is month-to-month β $0 down, $80 a month, cancel anytime. We also offer a Couples Plan at $140 a month for two people, and a one-time 6-month plan at $450. The DIY courses are one-time purchases with lifetime access. There are no long-term commitments on any of our services.